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Signing up for Medicare Past age 65

March 15, 2021

If you have medical insurance coverage under a group health plan based on your or your spouse's current employment, you may not need to apply for Medicare Part B at age 65. You may qualify for a "Special Enrollment Period" (SEP) that will let you sign up for Part B during:

  • Any month you remain covered under the group health plan and you, or your spouse's, employment continues.
  • The 8-month period that begins with the month after your group health plan coverage or the employment it is based on ends, whichever comes first.
  • If this is your Special Enrollment Period- please call Social Security to begin your enrollment or call our office at 267-733-7277.

Signing up for Medicare at age 65

March 15, 2021

If you are within three months of age 65 or older and not ready to start your monthly Social Security benefits yet, you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later. It takes less than 10 minutes, and there are no forms to sign and usually no documentation is required. (Click on the image to the left to continue enrollment)

  • If you are already collecting Social Security, your Medicare card will arrive automatically and you do not need to do anything further.
  • If you do not collect Social Security, you will need to apply during your 7 month enrollment window (3 months before your birthday month, the month of your birth, or 3 months after your birth month).
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